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New York State is just a no-fault state with regards to special online ratessave money coverage. To put it simply, what this means is your car insurance policy will cover him, and one other guy?s car insurance policy will cover you, no matter who was at-fault for the damages. <br /> <br />You can buy New York?s minimum car insurance requirements just the same as you would in virtually any other condition in America; however, New York?s minimum car insurance coverage requirements really are a extra in-depth as far as coverage goes, and pricier as far as prices go. <br /> <br />The minimum car insurance coverage in New York can be as follows: <br /> <br />$10,000: Property damage liability <br />$50,000: Basic, no-fault protection <br /> <br />Actual injury liability: For $50,000 per accident, $25,000 per person and injury. For death, $50,000 per $100,000 per incident, and individual. <br /> <br />Uninsured motorist?s coverage: For $25,000 per individual, injury and $50,000 per accident. For death, $50,000 per person, and $100,000 per incident. <br /> <br />Of course, if you don?t own your car out-right, i.e., you borrowed money from a lender to help buy it, you may have to purchase more car insurance as opposed to minimum. <br /> <br />Regardless of the high prices of the minimal car insurance requirements, it is possible to obtain cheap car insurance in New-york. Shop around having a few NY car insurance companies (recall, drivers in New York must obtain car insurance from a company licensed to complete business in New York) and inquire about what types of discounts they provide. Some discounts are very standard, such as those permanently pupils and multi-line policies; other discounts may be unique to that specific car insurance company. <br /> <br />You may even make changes by yourself to your car. Make sure it's up-to-date with security features such as anti-theft alarm systems and reinforced window. Child-proof locks aren?t only safe, but impressive to car insurance companies. And as opposed to leaving your car in the side of the street, keep it in a garage. <br /> <br /> <br />

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